SBA Loans for It's Boba Time Franchises
Who actually funds It's Boba Time SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding It's Boba Time SBA loans
Ranked by number of It's Boba Time 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Open Bank | 9 | $4.1M | $451K |
| 2 | Bank of Hope | 7 | $3.7M | $524K |
| 3 | Woori America Bank | 6 | $3.6M | $601K |
| 4 | Hanmi Bank | 5 | $3.3M | $655K |
| 5 | Commonwealth Business Bank | 3 | $1.8M | $591K |
| 6 | Golden Bank National Association | 1 | $403K | $403K |
| 6 | Shinhan Bank America | 1 | $337K | $337K |
| 6 | United Business Bank | 1 | $289K | $289K |
| 6 | East West Bank | 1 | $350K | $350K |
| 6 | JPMorgan Chase Bank, National Association | 1 | $304K | $304K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved It's Boba Time loan in this period, ranked by loan count.
It's Boba Time SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 35 | $18.1M | $516K |
It's Boba Time SBA loans by year
How It's Boba Time SBA loans have performed
Outcomes for every funded It's Boba Time 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for It's Boba Time franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your It's Boba Time deal to a lender currently funding this brand.
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