SBA Loans for IGA USA - License Agreement Franchises
Who actually funds IGA USA - License Agreement SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2024.
Top lenders funding IGA USA - License Agreement SBA loans
Ranked by number of IGA USA - License Agreement 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Readycap Lending, LLC | 4 | $6.8M | $1.7M |
| 2 | Northwest Bank | 2 | $481K | $241K |
| 2 | First Interstate Bank | 2 | $1.4M | $684K |
| 4 | TD Bank, National Association | 1 | $1.5M | $1.5M |
| 4 | BayFirst National Bank | 1 | $150K | $150K |
| 4 | TowneBank | 1 | $1.1M | $1.1M |
| 4 | KeyBank National Association | 1 | $3.6M | $3.6M |
| 4 | Pinnacle Bank | 1 | $1.2M | $1.2M |
Source: SBA FOIA 7(a) loan-level data, 2021–2024. Shows lenders with at least one approved IGA USA - License Agreement loan in this period, ranked by loan count.
IGA USA - License Agreement SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| OR | 3 | $7.3M | $2.4M |
| OH | 4 | $3.7M | $920K |
| SC | 2 | $2.6M | $1.3M |
| MT | 2 | $1.4M | $684K |
| VA | 1 | $1.2M | $1.2M |
| WV | 1 | $150K | $150K |
IGA USA - License Agreement SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for IGA USA - License Agreement franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your IGA USA - License Agreement deal to a lender currently funding this brand.
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