SBA Loans for I Heart Mac & Cheese Franchises
Who actually funds I Heart Mac & Cheese SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2024.
Top lenders funding I Heart Mac & Cheese SBA loans
Ranked by number of I Heart Mac & Cheese 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 13 | $3.2M | $243K |
| 2 | BayFirst National Bank | 3 | $1.1M | $369K |
| 2 | Citizens Bank | 3 | $1.2M | $386K |
| 4 | The Bancorp Bank National Association | 2 | $853K | $426K |
| 5 | First Interstate Bank | 1 | $168K | $168K |
| 5 | Luminate Bank | 1 | $640K | $640K |
| 5 | Newtek Small Business Finance, Inc. | 1 | $225K | $225K |
| 5 | Pinnacle Bank | 1 | $458K | $458K |
| 5 | The Dart Bank | 1 | $500K | $500K |
| 5 | 1st Source Bank | 1 | $180K | $180K |
| 5 | TowneBank | 1 | $538K | $538K |
| 5 | Celtic Bank Corporation | 1 | $624K | $624K |
| 5 | CRF Small Business Loan Company, LLC | 1 | $500K | $500K |
| 5 | First Bank of the Lake | 1 | $670K | $670K |
Source: SBA FOIA 7(a) loan-level data, 2021–2024. Shows lenders with at least one approved I Heart Mac & Cheese loan in this period, ranked by loan count.
I Heart Mac & Cheese SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MI | 6 | $1.6M | $268K |
| FL | 3 | $1.3M | $419K |
| NC | 2 | $1.1M | $570K |
| TX | 3 | $1.1M | $371K |
| SC | 2 | $846K | $423K |
| CO | 2 | $805K | $402K |
| MO | 1 | $670K | $670K |
| CA | 1 | $624K | $624K |
| IL | 4 | $604K | $151K |
| GA | 1 | $495K | $495K |
| MN | 1 | $469K | $469K |
| TN | 2 | $448K | $224K |
| VA | 1 | $349K | $349K |
| IN | 1 | $180K | $180K |
| AZ | 1 | $168K | $168K |
I Heart Mac & Cheese SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for I Heart Mac & Cheese franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your I Heart Mac & Cheese deal to a lender currently funding this brand.
Financing a I Heart Mac & Cheese franchise?
We know which lenders are actively funding I Heart Mac & Cheese deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).