SBA Loans for Hardee's Franchises
Who actually funds Hardee's SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022–2025.
Top lenders funding Hardee's SBA loans
Ranked by number of Hardee's 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Columbia Bank | 1 | $1.4M | $1.4M |
| 1 | North State Bank | 1 | $4.5M | $4.5M |
| 1 | United FCU | 1 | $690K | $690K |
Source: SBA FOIA 7(a) loan-level data, 2022–2025. Shows lenders with at least one approved Hardee's loan in this period, ranked by loan count.
Hardee's SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NC | 1 | $4.5M | $4.5M |
| CA | 1 | $1.4M | $1.4M |
| MI | 1 | $690K | $690K |
Hardee's SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Hardee's franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Hardee's deal to a lender currently funding this brand.
Financing a Hardee's franchise?
We know which lenders are actively funding Hardee's deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).