SBA Loans for Happier at Home Franchises
Who actually funds Happier at Home SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023–2025.
Top lenders funding Happier at Home SBA loans
Ranked by number of Happier at Home 7(a) loans approved since 2023.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 2 | $191K | $95K |
| 1 | United Midwest Savings Bank National Association | 2 | $300K | $150K |
Source: SBA FOIA 7(a) loan-level data, 2023–2025. Shows lenders with at least one approved Happier at Home loan in this period, ranked by loan count.
Happier at Home SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NY | 2 | $191K | $95K |
| AL | 1 | $150K | $150K |
| FL | 1 | $150K | $150K |
Happier at Home SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Happier at Home franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Happier at Home deal to a lender currently funding this brand.
Financing a Happier at Home franchise?
We know which lenders are actively funding Happier at Home deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).