SBA Loans for Handel's Homemade Ice Cream Franchises
Who actually funds Handel's Homemade Ice Cream SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Handel's Homemade Ice Cream SBA loans
Ranked by number of Handel's Homemade Ice Cream 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | FWBank | 4 | $2.4M | $604K |
| 2 | The Huntington National Bank | 3 | $1.0M | $348K |
| 3 | 1st Source Bank | 2 | $1.0M | $516K |
| 3 | First Merchants Bank | 2 | $1.1M | $575K |
| 5 | Citizens Bank | 1 | $631K | $631K |
| 5 | Ameris Bank | 1 | $3.4M | $3.4M |
| 5 | First Bank of the Lake | 1 | $500K | $500K |
| 5 | First Commonwealth Bank | 1 | $478K | $478K |
| 5 | Frost Bank | 1 | $453K | $453K |
| 5 | Midwest Regional Bank | 1 | $500K | $500K |
| 5 | Prosperity Bank | 1 | $315K | $315K |
| 5 | Readycap Lending, LLC | 1 | $500K | $500K |
| 5 | SouthState Bank, National Association | 1 | $743K | $743K |
| 5 | State Bank of Southern Utah | 1 | $330K | $330K |
| 5 | Zions Bancorporation, National Association | 1 | $350K | $350K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Handel's Homemade Ice Cream loan in this period, ranked by loan count.
Handel's Homemade Ice Cream SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 3 | $4.6M | $1.5M |
| AZ | 5 | $2.9M | $583K |
| IN | 2 | $1.0M | $516K |
| TX | 2 | $768K | $384K |
| NV | 1 | $743K | $743K |
| MO | 2 | $694K | $347K |
| UT | 2 | $680K | $340K |
| GA | 1 | $631K | $631K |
| SC | 1 | $500K | $500K |
| KS | 1 | $500K | $500K |
| OH | 1 | $478K | $478K |
| AL | 1 | $350K | $350K |
Handel's Homemade Ice Cream SBA loans by year
How Handel's Homemade Ice Cream SBA loans have performed
Outcomes for every funded Handel's Homemade Ice Cream 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Handel's Homemade Ice Creamfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease and Landlord's Consent may not be executed. 2. Lender/CDC must ensure that they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Handel's Homemade Ice Cream franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Handel's Homemade Ice Cream deal to a lender currently funding this brand.
Financing a Handel's Homemade Ice Cream franchise?
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