SBA Loans for H&R Block - Franchise License Agreement Franchises
Who actually funds H&R Block - Franchise License Agreement SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding H&R Block - Franchise License Agreement SBA loans
Ranked by number of H&R Block - Franchise License Agreement 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Frandsen Bank and Trust | 2 | $476K | $238K |
| 1 | Readycap Lending, LLC | 2 | $399K | $200K |
| 1 | The Huntington National Bank | 2 | $310K | $155K |
| 4 | PNC Bank, National Association | 1 | $519K | $519K |
| 4 | Ultima Bank Minnesota | 1 | $20K | $20K |
| 4 | Union Bank and Trust Company | 1 | $370K | $370K |
| 4 | Bank of Bridger National Association | 1 | $60K | $60K |
| 4 | Waukesha State Bank | 1 | $320K | $320K |
| 4 | Harvest Small Business Finance, LLC | 1 | $462K | $462K |
| 4 | Midwest Regional Bank | 1 | $894K | $894K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved H&R Block - Franchise License Agreement loan in this period, ranked by loan count.
H&R Block - Franchise License Agreement SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MO | 1 | $894K | $894K |
| WI | 3 | $796K | $265K |
| PA | 2 | $694K | $347K |
| TX | 1 | $462K | $462K |
| KS | 1 | $370K | $370K |
| DC | 1 | $224K | $224K |
| TN | 1 | $210K | $210K |
| MI | 1 | $100K | $100K |
| WY | 1 | $60K | $60K |
| MN | 1 | $20K | $20K |
H&R Block - Franchise License Agreement SBA loans by year
How H&R Block - Franchise License Agreement SBA loans have performed
Outcomes for every funded H&R Block - Franchise License Agreement 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for H&R Block - Franchise License Agreement franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your H&R Block - Franchise License Agreement deal to a lender currently funding this brand.
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