SBA Loans for Great Harvest Franchises
Who actually funds Great Harvest SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Great Harvest SBA loans
Ranked by number of Great Harvest 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 4 | $1.5M | $369K |
| 2 | Manufacturers and Traders Trust Company | 2 | $707K | $354K |
| 2 | Regions Bank | 2 | $622K | $311K |
| 4 | Bank Michigan | 1 | $296K | $296K |
| 4 | Cache Valley Bank | 1 | $150K | $150K |
| 4 | Celtic Bank Corporation | 1 | $606K | $606K |
| 4 | Centier Bank | 1 | $350K | $350K |
| 4 | First Internet Bank of Indiana | 1 | $563K | $563K |
| 4 | First Security Bank | 1 | $288K | $288K |
| 4 | Frandsen Bank and Trust | 1 | $215K | $215K |
| 4 | Alaska Growth Capital BIDCO, Inc. | 1 | $740K | $740K |
| 4 | Idaho Central CU | 1 | $779K | $779K |
| 4 | Idaho Trust Bank | 1 | $592K | $592K |
| 4 | IncredibleBank | 1 | $50K | $50K |
| 4 | Lake Forest Bank & Trust Company, National Association | 1 | $370K | $370K |
| 4 | Pinnacle Bank | 1 | $291K | $291K |
| 4 | Redemption Bank | 1 | $345K | $345K |
| 4 | Gulf Coast Bank and Trust Company | 1 | $824K | $824K |
| 4 | Altana Federal Credit Union | 1 | $400K | $400K |
| 4 | BankCherokee | 1 | $194K | $194K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Great Harvest loan in this period, ranked by loan count.
Great Harvest SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| ID | 2 | $1.4M | $686K |
| TX | 4 | $1.3M | $316K |
| SC | 3 | $1.1M | $376K |
| WI | 2 | $1.0M | $519K |
| AK | 1 | $740K | $740K |
| MD | 2 | $707K | $354K |
| AL | 1 | $606K | $606K |
| CA | 1 | $563K | $563K |
| UT | 2 | $495K | $248K |
| MT | 1 | $400K | $400K |
| IL | 1 | $370K | $370K |
| IN | 1 | $350K | $350K |
| MI | 1 | $296K | $296K |
| AR | 1 | $288K | $288K |
| MN | 1 | $194K | $194K |
Great Harvest SBA loans by year
How Great Harvest SBA loans have performed
Outcomes for every funded Great Harvest 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Great Harvestfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Conditional Assignment of Lease and Consent and Agreement of Landlord, may not be executed. 2. Lender/CDC must ensure that they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Great Harvest franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Great Harvest deal to a lender currently funding this brand.
Financing a Great Harvest franchise?
We know which lenders are actively funding Great Harvest deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).