SBA Loans for Goosehead Insurance Franchises
Who actually funds Goosehead Insurance SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Goosehead Insurance SBA loans
Ranked by number of Goosehead Insurance 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 15 | $7.8M | $523K |
| 2 | Manufacturers and Traders Trust Company | 4 | $185K | $46K |
| 2 | Capital Bank, National Association | 4 | $1.9M | $488K |
| 4 | CDC Small Business Finance Corp. | 3 | $265K | $88K |
| 5 | BayFirst National Bank | 2 | $296K | $148K |
| 5 | The Central Trust Bank | 2 | $116K | $58K |
| 7 | Newtek Small Business Finance, Inc. | 1 | $150K | $150K |
| 7 | OakStar Bank | 1 | $75K | $75K |
| 7 | Pinnacle Bank | 1 | $740K | $740K |
| 7 | Readycap Lending, LLC | 1 | $500K | $500K |
| 7 | Small Business Bank | 1 | $103K | $103K |
| 7 | Southern Bancorp Bank | 1 | $68K | $68K |
| 7 | The Huntington National Bank | 1 | $100K | $100K |
| 7 | 22nd State Bank, A Division of 22nd State Banking Company | 1 | $250K | $250K |
| 7 | Wells Fargo Bank National Association | 1 | $90K | $90K |
| 7 | Arvest Bank | 1 | $135K | $135K |
| 7 | Bankwell Bank | 1 | $115K | $115K |
| 7 | Enterprise Bank & Trust | 1 | $537K | $537K |
| 7 | Guaranty Bank | 1 | $120K | $120K |
| 7 | Hebron Savings Bank | 1 | $100K | $100K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Goosehead Insurance loan in this period, ranked by loan count.
Goosehead Insurance SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 7 | $6.1M | $869K |
| CO | 5 | $1.9M | $381K |
| NC | 2 | $790K | $395K |
| TN | 2 | $673K | $337K |
| LA | 1 | $550K | $550K |
| MO | 6 | $549K | $91K |
| AZ | 1 | $537K | $537K |
| IL | 2 | $455K | $228K |
| AL | 2 | $365K | $182K |
| OH | 2 | $275K | $138K |
| FL | 2 | $265K | $133K |
| SC | 1 | $260K | $260K |
| NJ | 4 | $255K | $64K |
| GA | 2 | $240K | $120K |
| ID | 1 | $195K | $195K |
Goosehead Insurance SBA loans by year
How Goosehead Insurance SBA loans have performed
Outcomes for every funded Goosehead Insurance 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Goosehead Insurance franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Goosehead Insurance deal to a lender currently funding this brand.
Financing a Goosehead Insurance franchise?
We know which lenders are actively funding Goosehead Insurance deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).