sbaloanshq
FranchisesGong Cha (only for NJ, NY, MA & TX)
SBA Franchise IDS3205

SBA Loans for Gong Cha (only for NJ, NY, MA & TX) Franchises

Who actually funds Gong Cha (only for NJ, NY, MA & TX) SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.

14
SBA 7(a) loans
$3.4M
Total approved
$245K
Avg loan size
11
Lenders

Top lenders funding Gong Cha (only for NJ, NY, MA & TX) SBA loans

Ranked by number of Gong Cha (only for NJ, NY, MA & TX) 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank3$559K$186K
2The Bank of Princeton2$485K$243K
3FWBank1$564K$564K
3Jefferson Bank1$136K$136K
3Manufacturers and Traders Trust Company1$112K$112K
3City Bank1$150K$150K
3PNC Bank, National Association1$265K$265K
3Provident Bank1$350K$350K
3The Farmers National Bank of Canfield1$260K$260K
3Newtek Bank, National Association1$175K$175K
3Firstrust Savings Bank1$380K$380K

Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Gong Cha (only for NJ, NY, MA & TX) loan in this period, ranked by loan count.

Gong Cha (only for NJ, NY, MA & TX) SBA loans by state

StateLoansTotal VolumeAvg Loan
TX6$1.1M$189K
NJ3$895K$298K
TN1$564K$564K
NY2$432K$216K
OH1$260K$260K
PA1$150K$150K

Gong Cha (only for NJ, NY, MA & TX) SBA loans by year

FY2021
2
$301K
FY2022
3
$880K
FY2023
4
$847K
FY2024
1
$260K
FY2025
4
$1.1M

How to use this

The lenders above have actually closed SBA 7(a) loans for Gong Cha (only for NJ, NY, MA & TX) franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Gong Cha (only for NJ, NY, MA & TX) deal to a lender currently funding this brand.

Financing a Gong Cha (only for NJ, NY, MA & TX) franchise?

We know which lenders are actively funding Gong Cha (only for NJ, NY, MA & TX) deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).