SBA Loans for Gong Cha (only for NJ, NY, MA & TX) Franchises
Who actually funds Gong Cha (only for NJ, NY, MA & TX) SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.
Top lenders funding Gong Cha (only for NJ, NY, MA & TX) SBA loans
Ranked by number of Gong Cha (only for NJ, NY, MA & TX) 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 3 | $559K | $186K |
| 2 | The Bank of Princeton | 2 | $485K | $243K |
| 3 | FWBank | 1 | $564K | $564K |
| 3 | Jefferson Bank | 1 | $136K | $136K |
| 3 | Manufacturers and Traders Trust Company | 1 | $112K | $112K |
| 3 | City Bank | 1 | $150K | $150K |
| 3 | PNC Bank, National Association | 1 | $265K | $265K |
| 3 | Provident Bank | 1 | $350K | $350K |
| 3 | The Farmers National Bank of Canfield | 1 | $260K | $260K |
| 3 | Newtek Bank, National Association | 1 | $175K | $175K |
| 3 | Firstrust Savings Bank | 1 | $380K | $380K |
Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Gong Cha (only for NJ, NY, MA & TX) loan in this period, ranked by loan count.
Gong Cha (only for NJ, NY, MA & TX) SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 6 | $1.1M | $189K |
| NJ | 3 | $895K | $298K |
| TN | 1 | $564K | $564K |
| NY | 2 | $432K | $216K |
| OH | 1 | $260K | $260K |
| PA | 1 | $150K | $150K |
Gong Cha (only for NJ, NY, MA & TX) SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Gong Cha (only for NJ, NY, MA & TX) franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Gong Cha (only for NJ, NY, MA & TX) deal to a lender currently funding this brand.
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