SBA Loans for Golden Chick Franchises
Who actually funds Golden Chick SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.
Top lenders funding Golden Chick SBA loans
Ranked by number of Golden Chick 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Commonwealth Business Bank | 5 | $10.6M | $2.1M |
| 2 | SouthState Bank, National Association | 3 | $339K | $113K |
| 2 | Wallis Bank | 3 | $1.8M | $602K |
| 4 | Bank of Hope | 2 | $902K | $451K |
| 4 | Gulf Coast Bank and Trust Company | 2 | $1.5M | $766K |
| 6 | First Merchants Bank | 1 | $875K | $875K |
| 6 | Midwest Regional Bank | 1 | $2.3M | $2.3M |
| 6 | PNC Bank, National Association | 1 | $700K | $700K |
| 6 | Regions Bank | 1 | $2.0M | $2.0M |
| 6 | Security State Bank and Trust | 1 | $1.4M | $1.4M |
| 6 | First National Bank of Oklahoma | 1 | $1.3M | $1.3M |
| 6 | Texas First Bank | 1 | $939K | $939K |
| 6 | The Huntington National Bank | 1 | $500K | $500K |
| 6 | TowneBank | 1 | $999K | $999K |
| 6 | First State Bank | 1 | $1.1M | $1.1M |
Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Golden Chick loan in this period, ranked by loan count.
Golden Chick SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 22 | $22.6M | $1.0M |
| FL | 1 | $2.3M | $2.3M |
| KS | 1 | $1.3M | $1.3M |
| OK | 1 | $1.1M | $1.1M |
Golden Chick SBA loans by year
SBA lender notes for Golden Chickfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Addendum to Lease Agreement may not be used.
How to use this
The lenders above have actually closed SBA 7(a) loans for Golden Chick franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Golden Chick deal to a lender currently funding this brand.
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