SBA Loans for Golden Chick Franchises
Who actually funds Golden Chick SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding Golden Chick SBA loans
Ranked by number of Golden Chick 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Commonwealth Business Bank | 5 | $10.6M | $2.1M |
| 2 | SouthState Bank, National Association | 3 | $339K | $113K |
| 2 | Wallis Bank | 3 | $1.8M | $602K |
| 4 | Bank of Hope | 2 | $902K | $451K |
| 4 | Gulf Coast Bank and Trust Company | 2 | $1.5M | $766K |
| 6 | First Merchants Bank | 1 | $875K | $875K |
| 6 | Midwest Regional Bank | 1 | $2.3M | $2.3M |
| 6 | PNC Bank, National Association | 1 | $700K | $700K |
| 6 | Regions Bank | 1 | $2.0M | $2.0M |
| 6 | Security State Bank and Trust | 1 | $1.4M | $1.4M |
| 6 | First National Bank of Oklahoma | 1 | $1.3M | $1.3M |
| 6 | Texas First Bank | 1 | $939K | $939K |
| 6 | The Huntington National Bank | 1 | $500K | $500K |
| 6 | TowneBank | 1 | $999K | $999K |
| 6 | First State Bank | 1 | $1.1M | $1.1M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Golden Chick loan in this period, ranked by loan count.
Golden Chick SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 22 | $22.6M | $1.0M |
| FL | 1 | $2.3M | $2.3M |
| KS | 1 | $1.3M | $1.3M |
| OK | 1 | $1.1M | $1.1M |
Golden Chick SBA loans by year
How Golden Chick SBA loans have performed
Outcomes for every funded Golden Chick 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Golden Chickfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Addendum to Lease Agreement may not be used.
How to use this
The lenders above have actually closed SBA 7(a) loans for Golden Chick franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Golden Chick deal to a lender currently funding this brand.
Financing a Golden Chick franchise?
We know which lenders are actively funding Golden Chick deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).