sbaloanshq
FranchisesGarner
SBA Franchise IDS8234✓ SBA-eligible franchise· listed since 2025

SBA Loans for Garner Franchises

Who actually funds Garner SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2025–2026.

3
SBA 7(a) loans
$9.5M
Total approved
$3.2M
Avg loan size
3
Lenders

Top lenders funding Garner SBA loans

Ranked by number of Garner 7(a) loans approved since 2025.

#LenderLoansTotal VolumeAvg Loan
1Farmers State Bank of Alto Pass, Illinois1$2.3M$2.3M
1HomeTrust Bank1$5.0M$5.0M
1US Metro Bank1$2.1M$2.1M

Source: SBA FOIA 7(a) loan-level data, 2025–2026. Shows lenders with at least one approved Garner loan in this period, ranked by loan count.

Garner SBA loans by state

StateLoansTotal VolumeAvg Loan
NC1$5.0M$5.0M
LA1$2.3M$2.3M
TX1$2.1M$2.1M

Garner SBA loans by year

FY2025
1
$5.0M
FY2026
2
$4.5M
SBA lender notes for Garnerfrom the SBA Franchise Directory

If Applicant also operates under a management agreement with a third party, Lender/CDC must review the management agreement in accordance with SOP 50 10 to determine if there is affiliation between the Applicant and the management company. The Applicant is not eligible if the management company is, or is affiliated with, the franchisor.

How to use this

The lenders above have actually closed SBA 7(a) loans for Garner franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Garner deal to a lender currently funding this brand.

Financing a Garner franchise?

We know which lenders are actively funding Garner deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).