SBA Loans for Garage Force / Garage Force International Franchises
Who actually funds Garage Force / Garage Force International SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Garage Force / Garage Force International SBA loans
Ranked by number of Garage Force / Garage Force International 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 17 | $2.5M | $148K |
| 2 | First Bank of the Lake | 4 | $1.1M | $266K |
| 3 | The Huntington National Bank | 3 | $412K | $137K |
| 4 | Manufacturers and Traders Trust Company | 2 | $146K | $73K |
| 4 | Genesee Regional Bank | 2 | $200K | $100K |
| 4 | Readycap Lending, LLC | 2 | $380K | $190K |
| 7 | Michigan State University Federal Credit Union | 1 | $132K | $132K |
| 7 | Montana Community Development Corp. | 1 | $100K | $100K |
| 7 | CenTrust Bank, A Division of SmartBiz Bank National Association | 1 | $150K | $150K |
| 7 | Coastal Area District Development Authority, Inc. | 1 | $226K | $226K |
| 7 | CDC Small Business Finance Corp. | 1 | $270K | $270K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Garage Force / Garage Force International loan in this period, ranked by loan count.
Garage Force / Garage Force International SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| IL | 6 | $862K | $144K |
| CA | 4 | $760K | $190K |
| TX | 3 | $505K | $168K |
| NJ | 2 | $399K | $199K |
| PA | 1 | $344K | $344K |
| KY | 2 | $300K | $150K |
| VA | 3 | $296K | $99K |
| NM | 1 | $282K | $282K |
| GA | 1 | $226K | $226K |
| NY | 2 | $200K | $100K |
| FL | 1 | $175K | $175K |
| AZ | 1 | $150K | $150K |
| CT | 1 | $150K | $150K |
| LA | 1 | $150K | $150K |
| NC | 1 | $150K | $150K |
| UT | 1 | $150K | $150K |
| WA | 1 | $150K | $150K |
Garage Force / Garage Force International SBA loans by year
How Garage Force / Garage Force International SBA loans have performed
Outcomes for every funded Garage Force / Garage Force International 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Garage Force / Garage Force International franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Garage Force / Garage Force International deal to a lender currently funding this brand.
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