SBA Loans for FS8 Franchises
Who actually funds FS8 SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2025–2026.
Top lenders funding FS8 SBA loans
Ranked by number of FS8 7(a) loans approved since 2025.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Citizens Bank | 3 | $2.0M | $663K |
| 2 | FWBank | 2 | $1.2M | $616K |
| 2 | Newtek Bank, National Association | 2 | $900K | $450K |
| 4 | U.S. Bank, National Association | 1 | $306K | $306K |
Source: SBA FOIA 7(a) loan-level data, 2025–2026. Shows lenders with at least one approved FS8 loan in this period, ranked by loan count.
FS8 SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 3 | $1.4M | $478K |
| CA | 2 | $1.4M | $678K |
| IL | 1 | $698K | $698K |
| CO | 1 | $634K | $634K |
| TX | 1 | $306K | $306K |
FS8 SBA loans by year
SBA lender notes for FS8from the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for FS8 franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your FS8 deal to a lender currently funding this brand.
Financing a FS8 franchise?
We know which lenders are actively funding FS8 deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).