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Franchises›Flowerama
SBA Franchise IDS0660✓ SBA-eligible franchise· listed since 2017

SBA Loans for Flowerama Franchises

Who actually funds Flowerama SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2026.

7
SBA 7(a) loans
$3.6M
Total approved
$508K
Avg loan size
4
Lenders

Top lenders funding Flowerama SBA loans

Ranked by number of Flowerama 7(a) loans approved since 2022.

#LenderLoansTotal VolumeAvg Loan
1PlainsCapital Bank2$665K$333K
1The Citizens Bank of Edmond2$843K$422K
1The Park National Bank2$1.7M$850K
4Live Oak Banking Company1$350K$350K

Source: SBA FOIA 7(a) loan-level data, 2022 to 2026. Shows lenders with at least one approved Flowerama loan in this period, ranked by loan count.

Flowerama SBA loans by state

StateLoansTotal VolumeAvg Loan
OH2$1.7M$850K
TX3$1.0M$338K
OK2$843K$422K

Flowerama SBA loans by year

FY2022
2
$665K
FY2025
2
$843K
FY2026
3
$2.0M

How Flowerama SBA loans have performed

Outcomes for every funded Flowerama 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 8
0.0% · SBA paid out on the guaranty
Charged off
0 of 8
0.0% · Written off (part of defaulted)
Paid in full
1 of 8
12.5% · Loan fully repaid
Still active
7 of 8
87.5% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Flowerama franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Flowerama deal to a lender currently funding this brand.

Financing a Flowerama franchise?

We know which lenders are actively funding Flowerama deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).