sbaloanshq
FranchisesFive Guys
SBA Franchise IDS0652✓ SBA-eligible franchise· listed since 2017

SBA Loans for Five Guys Franchises

Who actually funds Five Guys SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.

6
SBA 7(a) loans
$11.5M
Total approved
$1.9M
Avg loan size
5
Lenders

Top lenders funding Five Guys SBA loans

Ranked by number of Five Guys 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1KeyBank National Association2$4.2M$2.1M
2Bank of America, National Association1$897K$897K
2Dime Commercial Bank1$3.4M$3.4M
2Live Oak Banking Company1$2.3M$2.3M
2The Huntington National Bank1$798K$798K

Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Five Guys loan in this period, ranked by loan count.

Five Guys SBA loans by state

StateLoansTotal VolumeAvg Loan
NJ2$5.7M$2.8M
WA3$5.0M$1.7M
OH1$798K$798K

Five Guys SBA loans by year

FY2021
2
$5.7M
FY2022
2
$4.4M
FY2024
1
$500K
FY2025
1
$897K
SBA lender notes for Five Guysfrom the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease and Consent & Agreement of Lessor may note be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for Five Guys franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Five Guys deal to a lender currently funding this brand.

Financing a Five Guys franchise?

We know which lenders are actively funding Five Guys deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).