SBA Loans for Feng Cha Franchises
Who actually funds Feng Cha SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2025.
Top lenders funding Feng Cha SBA loans
Ranked by number of Feng Cha 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Hancock Whitney Bank | 3 | $3.3M | $1.1M |
| 2 | Celtic Bank Corporation | 1 | $356K | $356K |
| 2 | Midwest Regional Bank | 1 | $384K | $384K |
Source: SBA FOIA 7(a) loan-level data, 2022 to 2025. Shows lenders with at least one approved Feng Cha loan in this period, ranked by loan count.
Feng Cha SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 3 | $3.2M | $1.1M |
| MO | 1 | $457K | $457K |
| CA | 1 | $356K | $356K |
Feng Cha SBA loans by year
How Feng Cha SBA loans have performed
Outcomes for every funded Feng Cha 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Feng Chafrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease and Consent and Agreement of Lessor may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Feng Cha franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Feng Cha deal to a lender currently funding this brand.
Financing a Feng Cha franchise?
We know which lenders are actively funding Feng Cha deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).