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Franchises›Fatburger
SBA Franchise IDS2185

SBA Loans for Fatburger Franchises

Who actually funds Fatburger SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.

16
SBA 7(a) loans
$8.1M
Total approved
$508K
Avg loan size
10
Lenders

Top lenders funding Fatburger SBA loans

Ranked by number of Fatburger 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank4$2.6M$655K
2Newtek Small Business Finance, Inc.2$1.5M$741K
2Mission Valley Bank2$990K$495K
2Northeast Bank2$300K$150K
5Readycap Lending, LLC1$520K$520K
5Celtic Bank Corporation1$739K$739K
5Citizens Bank1$472K$472K
5Northrim Bank1$40K$40K
5First Internet Bank of Indiana1$480K$480K
5Midwest Regional Bank1$488K$488K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Fatburger loan in this period, ranked by loan count.

Fatburger SBA loans by state

StateLoansTotal VolumeAvg Loan
CA8$3.3M$417K
FL2$1.8M$892K
TX3$1.5M$496K
VA2$1.5M$741K
AK1$40K$40K

Fatburger SBA loans by year

FY2021
5
$2.0M
FY2022
4
$2.2M
FY2023
2
$1.8M
FY2024
2
$300K
FY2025
3
$1.9M

How Fatburger SBA loans have performed

Outcomes for every funded Fatburger 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
1 of 18
5.6% · SBA paid out on the guaranty
Charged off
1 of 18
5.6% · Written off (part of defaulted)
Paid in full
5 of 18
27.8% · Loan fully repaid
Still active
12 of 18
66.7% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Fatburger franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Fatburger deal to a lender currently funding this brand.

Financing a Fatburger franchise?

We know which lenders are actively funding Fatburger deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).