SBA Loans for Fat Shack Franchises
Who actually funds Fat Shack SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Fat Shack SBA loans
Ranked by number of Fat Shack 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | 1 | $110K | $110K |
| 1 | Landmark National Bank | 1 | $240K | $240K |
| 1 | The Bancorp Bank National Association | 1 | $553K | $553K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Fat Shack loan in this period, ranked by loan count.
Fat Shack SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| WA | 1 | $553K | $553K |
| KS | 1 | $240K | $240K |
| CO | 1 | $110K | $110K |
Fat Shack SBA loans by year
How Fat Shack SBA loans have performed
Outcomes for every funded Fat Shack 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Fat Shackfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Conditional Assignment of Lease may not be executed. 2. Franchisor may not exercise the Purchase Option on Real estate if owned by the franchisee or an affiliate of the franchisee and taken as collateral for the SBA Loan.
How to use this
The lenders above have actually closed SBA 7(a) loans for Fat Shack franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Fat Shack deal to a lender currently funding this brand.
Financing a Fat Shack franchise?
We know which lenders are actively funding Fat Shack deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).