SBA Loans for Edible Arrangements Franchises
Who actually funds Edible Arrangements SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Edible Arrangements SBA loans
Ranked by number of Edible Arrangements 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 13 | $5.7M | $435K |
| 2 | Pathward National Association | 5 | $1.3M | $262K |
| 3 | Pinnacle Bank | 4 | $1.9M | $475K |
| 3 | TD Bank, National Association | 4 | $425K | $106K |
| 5 | Beacon Bank and Trust | 3 | $1.8M | $587K |
| 6 | Sunflower Bank National Association | 2 | $843K | $422K |
| 6 | Fifth Third Bank | 2 | $365K | $183K |
| 6 | TowneBank | 2 | $687K | $343K |
| 6 | BayFirst National Bank | 2 | $384K | $192K |
| 6 | Citizens Bank, National Association | 2 | $540K | $270K |
| 6 | Columbia Bank | 2 | $1.1M | $540K |
| 6 | First Internet Bank of Indiana | 2 | $1.0M | $510K |
| 13 | Old Glory Bank | 1 | $554K | $554K |
| 13 | Orlando CU | 1 | $396K | $396K |
| 13 | Readycap Lending, LLC | 1 | $432K | $432K |
| 13 | Renasant Bank | 1 | $650K | $650K |
| 13 | Small Business Assistance Corporation | 1 | $230K | $230K |
| 13 | SouthState Bank, National Association | 1 | $350K | $350K |
| 13 | SouthWest Bank | 1 | $200K | $200K |
| 13 | Truist Bank | 1 | $647K | $647K |
| 13 | United FCU | 1 | $1.2M | $1.2M |
| 13 | 22nd State Bank, A Division of 22nd State Banking Company | 1 | $1.2M | $1.2M |
| 13 | WaFd Bank | 1 | $100K | $100K |
| 13 | BMO Bank National Association | 1 | $315K | $315K |
| 13 | CDC Small Business Finance Corp. | 1 | $225K | $225K |
| 13 | Community Investment Corporation | 1 | $246K | $246K |
| 13 | Community Trust Bank, Inc. | 1 | $50K | $50K |
| 13 | Countybank | 1 | $265K | $265K |
| 13 | Gulf Coast Bank and Trust Company | 1 | $953K | $953K |
| 13 | Hanover Community Bank | 1 | $421K | $421K |
| 13 | Lendistry SBLC, LLC | 1 | $217K | $217K |
| 13 | Merchants Bank of Indiana | 1 | $846K | $846K |
| 13 | Meridian Bank | 1 | $495K | $495K |
| 13 | Newtek Small Business Finance, Inc. | 1 | $413K | $413K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Edible Arrangements loan in this period, ranked by loan count.
Edible Arrangements SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 16 | $5.4M | $336K |
| OH | 6 | $4.1M | $689K |
| PA | 5 | $2.3M | $463K |
| NC | 5 | $2.2M | $433K |
| GA | 4 | $2.1M | $519K |
| NY | 4 | $1.9M | $469K |
| AZ | 3 | $1.8M | $599K |
| TN | 2 | $1.6M | $805K |
| CA | 4 | $1.1M | $277K |
| NJ | 3 | $1.1M | $350K |
| MN | 2 | $632K | $316K |
| SC | 1 | $550K | $550K |
| IN | 3 | $507K | $169K |
| KY | 1 | $314K | $314K |
| TX | 2 | $300K | $150K |
Edible Arrangements SBA loans by year
SBA lender notes for Edible Arrangementsfrom the SBA Franchise Directory
1. Franchisor may not enforce a Purchase Option on Real Estate owned by the franchisee or an affiliate of the franchisee if taken as Collateral for the SBA Loan. 2. Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 5010.
How to use this
The lenders above have actually closed SBA 7(a) loans for Edible Arrangements franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Edible Arrangements deal to a lender currently funding this brand.
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