SBA Loans for Dutch Bros. Franchises
Who actually funds Dutch Bros. SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Dutch Bros. SBA loans
Ranked by number of Dutch Bros. 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Plumas Bank | 4 | $5.1M | $1.3M |
| 2 | Heritage Bank | 1 | $1.3M | $1.3M |
| 2 | Idaho Trust Bank | 1 | $350K | $350K |
| 2 | Columbia Bank | 1 | $2.2M | $2.2M |
| 2 | Meadows Bank | 1 | $5.0M | $5.0M |
| 2 | Zions Bank, A Division of | 1 | $320K | $320K |
| 2 | KeyBank National Association | 1 | $242K | $242K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Dutch Bros. loan in this period, ranked by loan count.
Dutch Bros. SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 4 | $5.1M | $1.3M |
| AZ | 1 | $5.0M | $5.0M |
| OR | 1 | $2.2M | $2.2M |
| WA | 2 | $1.6M | $794K |
| ID | 1 | $350K | $350K |
| NV | 1 | $320K | $320K |
Dutch Bros. SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Dutch Bros. franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Dutch Bros. deal to a lender currently funding this brand.
Financing a Dutch Bros. franchise?
We know which lenders are actively funding Dutch Bros. deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).