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FranchisesDunkin'
SBA Franchise IDS0529✓ SBA-eligible franchise· listed since 2017

SBA Loans for Dunkin' Franchises

Who actually funds Dunkin' SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

78
SBA 7(a) loans
$89.1M
Total approved
$1.1M
Avg loan size
37
Lenders

Top lenders funding Dunkin' SBA loans

Ranked by number of Dunkin' 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Byline Bank8$9.3M$1.2M
2TD Bank, National Association5$621K$124K
2BankVista5$3.3M$666K
2Live Oak Banking Company5$6.1M$1.2M
5Meridian Bank4$2.5M$619K
5Provident Bank4$5.0M$1.3M
5First National Bank of Pennsylvania4$5.9M$1.5M
8Hanover Community Bank3$4.4M$1.5M
8Peapack Private Bank and Trust3$2.1M$697K
8Firstrust Savings Bank3$2.5M$817K
8UMB Bank, National Association3$2.0M$680K
12PlainsCapital Bank2$1.9M$965K
12Happen Bank2$4.5M$2.2M
12BayFirst National Bank2$6.7M$3.3M
12Wallis Bank2$2.3M$1.2M
12QNB Bank2$1.9M$933K

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Dunkin' loan in this period, ranked by loan count.

Dunkin' SBA loans by state

StateLoansTotal VolumeAvg Loan
NJ21$19.0M$905K
FL5$9.8M$2.0M
PA10$8.5M$852K
MO6$7.2M$1.2M
NY3$6.2M$2.1M
CA4$5.9M$1.5M
IL4$5.8M$1.4M
MN8$5.2M$652K
TX4$4.2M$1.1M
WI2$3.3M$1.6M
KY2$3.1M$1.6M
KS1$2.4M$2.4M
MI2$2.2M$1.1M
AR1$2.0M$2.0M
MD1$2.0M$2.0M

Dunkin' SBA loans by year

FY2021
21
$34.9M
FY2022
8
$7.0M
FY2023
12
$11.2M
FY2024
11
$6.8M
FY2025
15
$19.3M
FY2026
11
$9.8M
SBA lender notes for Dunkin'from the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Option to Assume Lease may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for Dunkin' franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Dunkin' deal to a lender currently funding this brand.

Financing a Dunkin' franchise?

We know which lenders are actively funding Dunkin' deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).