SBA Loans for Dirty Dough Franchises
Who actually funds Dirty Dough SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022–2026.
Top lenders funding Dirty Dough SBA loans
Ranked by number of Dirty Dough 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 34 | $6.7M | $197K |
| 2 | Community Banks of Colorado, A Division of NBH Bank | 4 | $1.1M | $277K |
| 3 | First Bank of the Lake | 2 | $670K | $335K |
| 3 | Western Commerce Bank | 2 | $66K | $33K |
| 5 | OakStar Bank | 1 | $42K | $42K |
| 5 | Three Rivers Federal Credit Union | 1 | $250K | $250K |
| 5 | Union Bank and Trust Company | 1 | $200K | $200K |
| 5 | VelocitySBA, LLC | 1 | $375K | $375K |
| 5 | CDC Small Business Finance Corp. | 1 | $287K | $287K |
| 5 | Zions Bank, A Division of | 1 | $150K | $150K |
| 5 | Celtic Bank Corporation | 1 | $494K | $494K |
| 5 | Central Bank | 1 | $374K | $374K |
| 5 | Jonah Bank of Wyoming | 1 | $179K | $179K |
Source: SBA FOIA 7(a) loan-level data, 2022–2026. Shows lenders with at least one approved Dirty Dough loan in this period, ranked by loan count.
Dirty Dough SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 13 | $2.8M | $218K |
| AZ | 5 | $1.0M | $204K |
| CA | 4 | $797K | $199K |
| UT | 3 | $767K | $256K |
| ID | 3 | $748K | $249K |
| IN | 2 | $744K | $372K |
| GA | 4 | $687K | $172K |
| MA | 1 | $466K | $466K |
| MD | 2 | $380K | $190K |
| MI | 2 | $380K | $190K |
| FL | 1 | $374K | $374K |
| OH | 2 | $372K | $186K |
| IA | 1 | $322K | $322K |
| SC | 1 | $204K | $204K |
| NE | 1 | $200K | $200K |
Dirty Dough SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Dirty Dough franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Dirty Dough deal to a lender currently funding this brand.
Financing a Dirty Dough franchise?
We know which lenders are actively funding Dirty Dough deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).