SBA Loans for Dairy Queen Operating Agreement Franchises
Who actually funds Dairy Queen Operating Agreement SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.
Top lenders funding Dairy Queen Operating Agreement SBA loans
Ranked by number of Dairy Queen Operating Agreement 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 8 | $3.4M | $425K |
| 2 | The American National Bank of Texas | 7 | $2.6M | $372K |
| 3 | Merchants Bank of Indiana | 4 | $3.6M | $911K |
| 4 | Union Bank and Trust Company | 3 | $1.3M | $449K |
| 5 | Magyar Bank | 2 | $1.4M | $713K |
| 5 | Live Oak Banking Company | 2 | $965K | $483K |
| 5 | First Commonwealth Bank | 2 | $1.8M | $890K |
| 8 | Hiawatha National Bank | 1 | $124K | $124K |
| 8 | Highpoint Community Bank | 1 | $50K | $50K |
| 8 | Johnson Bank | 1 | $180K | $180K |
| 8 | Meredith Village Savings Bank | 1 | $520K | $520K |
| 8 | Midwest Regional Bank | 1 | $272K | $272K |
| 8 | North American Banking Company | 1 | $400K | $400K |
| 8 | Northwest Bank | 1 | $25K | $25K |
| 8 | Old National Bank | 1 | $588K | $588K |
| 8 | Pathward National Association | 1 | $210K | $210K |
| 8 | PromiseOne Bank | 1 | $650K | $650K |
| 8 | Renasant Bank | 1 | $1.9M | $1.9M |
| 8 | SMBC MANUBANK | 1 | $490K | $490K |
| 8 | SouthState Bank, National Association | 1 | $2.0M | $2.0M |
| 8 | Stearns Bank National Association | 1 | $2.7M | $2.7M |
| 8 | U.S. Bank, National Association | 1 | $1.2M | $1.2M |
| 8 | BankFirst Financial Services | 1 | $173K | $173K |
| 8 | Wells Fargo Bank National Association | 1 | $2.7M | $2.7M |
| 8 | Bank OZK | 1 | $271K | $271K |
| 8 | BankVista | 1 | $283K | $283K |
| 8 | Centier Bank | 1 | $250K | $250K |
| 8 | ChoiceOne Bank | 1 | $833K | $833K |
| 8 | Frandsen Bank and Trust | 1 | $845K | $845K |
| 8 | German American Bank | 1 | $468K | $468K |
Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Dairy Queen Operating Agreement loan in this period, ranked by loan count.
Dairy Queen Operating Agreement SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 9 | $5.5M | $615K |
| PA | 6 | $3.9M | $647K |
| MI | 4 | $3.8M | $959K |
| GA | 3 | $3.4M | $1.1M |
| IN | 4 | $2.5M | $633K |
| MN | 5 | $2.2M | $448K |
| FL | 1 | $2.0M | $2.0M |
| AZ | 1 | $1.2M | $1.2M |
| MS | 1 | $1.2M | $1.2M |
| IL | 3 | $991K | $330K |
| NE | 2 | $950K | $475K |
| WV | 3 | $939K | $313K |
| WI | 2 | $848K | $424K |
| NC | 1 | $600K | $600K |
| NH | 1 | $520K | $520K |
Dairy Queen Operating Agreement SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Dairy Queen Operating Agreement franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Dairy Queen Operating Agreement deal to a lender currently funding this brand.
Financing a Dairy Queen Operating Agreement franchise?
We know which lenders are actively funding Dairy Queen Operating Agreement deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).