SBA Loans for Culligan Franchises
Who actually funds Culligan SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Culligan SBA loans
Ranked by number of Culligan 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | First Bank & Trust | 3 | $688K | $229K |
| 2 | BayFirst National Bank | 1 | $150K | $150K |
| 2 | BMO Bank National Association | 1 | $3.3M | $3.3M |
| 2 | First Bank of the Lake | 1 | $534K | $534K |
| 2 | First Internet Bank of Indiana | 1 | $883K | $883K |
| 2 | VeraBank National Association | 1 | $395K | $395K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Culligan loan in this period, ranked by loan count.
Culligan SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 1 | $3.3M | $3.3M |
| SC | 1 | $883K | $883K |
| SD | 3 | $688K | $229K |
| KS | 1 | $534K | $534K |
| TX | 1 | $395K | $395K |
| NM | 1 | $150K | $150K |
Culligan SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Culligan franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Culligan deal to a lender currently funding this brand.
Financing a Culligan franchise?
We know which lenders are actively funding Culligan deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).