sbaloanshq
FranchisesCosta Oil
SBA Franchise IDS6450

SBA Loans for Costa Oil Franchises

Who actually funds Costa Oil SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022–2026.

14
SBA 7(a) loans
$6.2M
Total approved
$446K
Avg loan size
7
Lenders

Top lenders funding Costa Oil SBA loans

Ranked by number of Costa Oil 7(a) loans approved since 2022.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank6$924K$154K
2Fidelity Bank, National Association2$535K$268K
2Community Bank & Trust-West Georgia2$1.0M$506K
4Stearns Bank National Association1$765K$765K
4First Bank of the Lake1$250K$250K
4Bank Five Nine1$1.3M$1.3M
4First Merchants Bank1$1.4M$1.4M

Source: SBA FOIA 7(a) loan-level data, 2022–2026. Shows lenders with at least one approved Costa Oil loan in this period, ranked by loan count.

Costa Oil SBA loans by state

StateLoansTotal VolumeAvg Loan
TX6$4.6M$765K
KS2$535K$268K
NC2$381K$191K
OH2$267K$134K
TN1$250K$250K
FL1$217K$217K

Costa Oil SBA loans by year

FY2022
2
$267K
FY2023
3
$631K
FY2024
8
$4.5M
FY2026
1
$794K

How to use this

The lenders above have actually closed SBA 7(a) loans for Costa Oil franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Costa Oil deal to a lender currently funding this brand.

Financing a Costa Oil franchise?

We know which lenders are actively funding Costa Oil deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).