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Franchises›Cost Cutters
SBA Franchise IDS2161✓ SBA-eligible franchise· listed since 2017

SBA Loans for Cost Cutters Franchises

Who actually funds Cost Cutters SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2026 to 2026.

1
SBA 7(a) loans
$615K
Total approved
$615K
Avg loan size
1
Lenders

Top lenders funding Cost Cutters SBA loans

Ranked by number of Cost Cutters 7(a) loans approved since 2026.

#LenderLoansTotal VolumeAvg Loan
1IncredibleBank1$615K$615K

Source: SBA FOIA 7(a) loan-level data, 2026 to 2026. Shows lenders with at least one approved Cost Cutters loan in this period, ranked by loan count.

Cost Cutters SBA loans by state

StateLoansTotal VolumeAvg Loan
WI1$615K$615K

Cost Cutters SBA loans by year

FY2026
1
$615K

How Cost Cutters SBA loans have performed

Outcomes for every funded Cost Cutters 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 5
0.0% · SBA paid out on the guaranty
Charged off
0 of 5
0.0% · Written off (part of defaulted)
Paid in full
3 of 5
60.0% · Loan fully repaid
Still active
2 of 5
40.0% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Cost Cutters franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Cost Cutters deal to a lender currently funding this brand.

Financing a Cost Cutters franchise?

We know which lenders are actively funding Cost Cutters deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).