SBA Loans for COOL-BINZ Franchises
Who actually funds COOL-BINZ SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2025 to 2026.
Top lenders funding COOL-BINZ SBA loans
Ranked by number of COOL-BINZ 7(a) loans approved since 2025.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Northwest Bank | 2 | $967K | $484K |
| 2 | BHM Bank | 1 | $773K | $773K |
Source: SBA FOIA 7(a) loan-level data, 2025 to 2026. Shows lenders with at least one approved COOL-BINZ loan in this period, ranked by loan count.
COOL-BINZ SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NC | 2 | $967K | $484K |
| GA | 1 | $773K | $773K |
COOL-BINZ SBA loans by year
How COOL-BINZ SBA loans have performed
Outcomes for every funded COOL-BINZ 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for COOL-BINZfrom the SBA Franchise Directory
Lender/CDC must ensure that they acquire the correct lien position on all collateral in accordance with the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for COOL-BINZ franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your COOL-BINZ deal to a lender currently funding this brand.
Financing a COOL-BINZ franchise?
We know which lenders are actively funding COOL-BINZ deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).