SBA Loans for Class 101 Franchises
Who actually funds Class 101 SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2026 to 2026.
Top lenders funding Class 101 SBA loans
Ranked by number of Class 101 7(a) loans approved since 2026.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 1 | $100K | $100K |
Source: SBA FOIA 7(a) loan-level data, 2026 to 2026. Shows lenders with at least one approved Class 101 loan in this period, ranked by loan count.
Class 101 SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| PA | 1 | $100K | $100K |
Class 101 SBA loans by year
How Class 101 SBA loans have performed
Outcomes for every funded Class 101 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Class 101 franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Class 101 deal to a lender currently funding this brand.
Financing a Class 101 franchise?
We know which lenders are actively funding Class 101 deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).