SBA Loans for Cinnabon Franchises
Who actually funds Cinnabon SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Cinnabon SBA loans
Ranked by number of Cinnabon 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 10 | $2.5M | $250K |
| 2 | Beacon Bank and Trust | 2 | $1.9M | $940K |
| 2 | Wilmington Savings Fund Society FSB | 2 | $1.8M | $895K |
| 2 | Republic Bank & Trust Company | 2 | $305K | $153K |
| 5 | First Internet Bank of Indiana | 1 | $386K | $386K |
| 5 | John Marshall Bank | 1 | $455K | $455K |
| 5 | Meridian Bank | 1 | $653K | $653K |
| 5 | Bank of Hope | 1 | $150K | $150K |
| 5 | State Empl CU | 1 | $700K | $700K |
| 5 | TD Bank, National Association | 1 | $50K | $50K |
| 5 | The First National Bank in Sioux Falls | 1 | $175K | $175K |
| 5 | Craft Bank | 1 | $236K | $236K |
| 5 | VelocitySBA, LLC | 1 | $1.2M | $1.2M |
| 5 | First Federal Bank & Trust | 1 | $150K | $150K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Cinnabon loan in this period, ranked by loan count.
Cinnabon SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NY | 3 | $2.1M | $711K |
| PA | 7 | $1.8M | $261K |
| VA | 2 | $1.7M | $853K |
| TX | 1 | $1.2M | $1.2M |
| CA | 3 | $880K | $293K |
| OH | 4 | $795K | $199K |
| NM | 1 | $700K | $700K |
| DE | 1 | $653K | $653K |
| MI | 1 | $386K | $386K |
| SD | 1 | $175K | $175K |
| MT | 1 | $150K | $150K |
| CT | 1 | $50K | $50K |
Cinnabon SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Cinnabon franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Cinnabon deal to a lender currently funding this brand.
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