SBA Loans for Church's Chicken Franchises
Who actually funds Church's Chicken SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding Church's Chicken SBA loans
Ranked by number of Church's Chicken 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Byline Bank | 2 | $3.7M | $1.9M |
| 1 | First Bank of the Lake | 2 | $1.7M | $829K |
| 1 | Peapack Private Bank and Trust | 2 | $824K | $412K |
| 4 | Leader Bank, National Association | 1 | $350K | $350K |
| 4 | Wells Fargo Bank National Association | 1 | $596K | $596K |
| 4 | UMB Bank, National Association | 1 | $1.0M | $1.0M |
| 4 | Core Bank | 1 | $1.1M | $1.1M |
| 4 | Wallis Bank | 1 | $3.1M | $3.1M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Church's Chicken loan in this period, ranked by loan count.
Church's Chicken SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NC | 2 | $3.7M | $1.9M |
| TX | 2 | $3.5M | $1.7M |
| CA | 3 | $2.3M | $751K |
| NE | 1 | $1.1M | $1.1M |
| KS | 1 | $1.0M | $1.0M |
| FL | 2 | $824K | $412K |
Church's Chicken SBA loans by year
How Church's Chicken SBA loans have performed
Outcomes for every funded Church's Chicken 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Church's Chickenfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Sublease documents may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Church's Chicken franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Church's Chicken deal to a lender currently funding this brand.
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