SBA Loans for Chip/Chip Cookies Franchises
Who actually funds Chip/Chip Cookies SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2024.
Top lenders funding Chip/Chip Cookies SBA loans
Ranked by number of Chip/Chip Cookies 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Community Banks of Colorado, A Division of NBH Bank | 3 | $1.1M | $364K |
| 2 | First Bank of the Lake | 2 | $927K | $464K |
| 2 | The Huntington National Bank | 2 | $500K | $250K |
| 4 | First National Bank of Coffee County | 1 | $499K | $499K |
| 4 | Glacier Bank | 1 | $315K | $315K |
| 4 | The Bancorp Bank National Association | 1 | $700K | $700K |
Source: SBA FOIA 7(a) loan-level data, 2022 to 2024. Shows lenders with at least one approved Chip/Chip Cookies loan in this period, ranked by loan count.
Chip/Chip Cookies SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 5 | $2.1M | $425K |
| UT | 3 | $1.3M | $430K |
| ID | 1 | $315K | $315K |
| TX | 1 | $300K | $300K |
Chip/Chip Cookies SBA loans by year
How Chip/Chip Cookies SBA loans have performed
Outcomes for every funded Chip/Chip Cookies 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Chip/Chip Cookies franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Chip/Chip Cookies deal to a lender currently funding this brand.
Financing a Chip/Chip Cookies franchise?
We know which lenders are actively funding Chip/Chip Cookies deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).