SBA Loans for Cheba Hut Franchises
Who actually funds Cheba Hut SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.
Top lenders funding Cheba Hut SBA loans
Ranked by number of Cheba Hut 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 6 | $3.8M | $626K |
| 2 | Oostburg State Bank | 3 | $1.8M | $615K |
| 3 | Colony Bank | 1 | $650K | $650K |
| 3 | First Bank of the Lake | 1 | $1.4M | $1.4M |
| 3 | Frost Bank | 1 | $823K | $823K |
| 3 | Gulf Coast Bank and Trust Company | 1 | $500K | $500K |
| 3 | Midwest Regional Bank | 1 | $757K | $757K |
| 3 | Milestone Bank | 1 | $877K | $877K |
| 3 | The Bank of Houston | 1 | $732K | $732K |
| 3 | Beacon Bank and Trust | 1 | $676K | $676K |
| 3 | VelocitySBA, LLC | 1 | $1.0M | $1.0M |
| 3 | Byline Bank | 1 | $1.0M | $1.0M |
Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Cheba Hut loan in this period, ranked by loan count.
Cheba Hut SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 6 | $4.5M | $752K |
| TN | 4 | $3.3M | $817K |
| CA | 4 | $2.9M | $735K |
| WI | 3 | $1.8M | $615K |
| NM | 1 | $1.0M | $1.0M |
| LA | 1 | $500K | $500K |
Cheba Hut SBA loans by year
SBA lender notes for Cheba Hutfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum and Collateral Assignment of Lease may not be executed. 2. Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Cheba Hut franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Cheba Hut deal to a lender currently funding this brand.
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