SBA Loans for Chatime Franchises
Who actually funds Chatime SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Chatime SBA loans
Ranked by number of Chatime 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 6 | $1.3M | $209K |
| 2 | First Bank of the Lake | 2 | $1.1M | $574K |
| 3 | 22nd State Bank, A Division of 22nd State Banking Company | 1 | $232K | $232K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Chatime loan in this period, ranked by loan count.
Chatime SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NV | 2 | $1.1M | $574K |
| TX | 4 | $834K | $209K |
| VA | 2 | $420K | $210K |
| KS | 1 | $232K | $232K |
Chatime SBA loans by year
How Chatime SBA loans have performed
Outcomes for every funded Chatime 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Chatimefrom the SBA Franchise Directory
Only the Negotiated Addendum may be used.
How to use this
The lenders above have actually closed SBA 7(a) loans for Chatime franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Chatime deal to a lender currently funding this brand.
Financing a Chatime franchise?
We know which lenders are actively funding Chatime deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).