SBA Loans for Chatime Franchises
Who actually funds Chatime SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Chatime SBA loans
Ranked by number of Chatime 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 6 | $1.3M | $209K |
| 2 | First Bank of the Lake | 2 | $1.1M | $574K |
| 3 | 22nd State Bank, A Division of 22nd State Banking Company | 1 | $232K | $232K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Chatime loan in this period, ranked by loan count.
Chatime SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NV | 2 | $1.1M | $574K |
| TX | 4 | $834K | $209K |
| VA | 2 | $420K | $210K |
| KS | 1 | $232K | $232K |
Chatime SBA loans by year
SBA lender notes for Chatimefrom the SBA Franchise Directory
Only the Negotiated Addendum may be used.
How to use this
The lenders above have actually closed SBA 7(a) loans for Chatime franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Chatime deal to a lender currently funding this brand.
Financing a Chatime franchise?
We know which lenders are actively funding Chatime deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).