SBA Loans for Charleys Philly Steaks Franchises
Who actually funds Charleys Philly Steaks SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Charleys Philly Steaks SBA loans
Ranked by number of Charleys Philly Steaks 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 13 | $5.9M | $454K |
| 2 | The Bancorp Bank National Association | 9 | $4.0M | $444K |
| 3 | Newtek Small Business Finance, Inc. | 6 | $2.4M | $392K |
| 4 | Bank of Hope | 3 | $1.2M | $404K |
| 4 | First Bank of the Lake | 3 | $892K | $297K |
| 4 | Readycap Lending, LLC | 3 | $1.9M | $643K |
| 7 | Manufacturers and Traders Trust Company | 2 | $768K | $384K |
| 7 | Georgia's Own Credit Union | 2 | $1.5M | $746K |
| 7 | First Commonwealth Bank | 2 | $840K | $420K |
| 7 | Stearns Bank National Association | 2 | $933K | $466K |
| 11 | Gulf Coast Bank and Trust Company | 1 | $428K | $428K |
| 11 | Hancock Whitney Bank | 1 | $173K | $173K |
| 11 | KeyBank National Association | 1 | $50K | $50K |
| 11 | Metro City Bank | 1 | $265K | $265K |
| 11 | Pinnacle Bank | 1 | $299K | $299K |
| 11 | Shoreham Bank | 1 | $425K | $425K |
| 11 | Southwestern National Bank | 1 | $721K | $721K |
| 11 | The Park National Bank | 1 | $403K | $403K |
| 11 | Wallis Bank | 1 | $490K | $490K |
| 11 | Wilmington Savings Fund Society FSB | 1 | $500K | $500K |
| 11 | Bank Five Nine | 1 | $381K | $381K |
| 11 | Wright Patt Credit Union Inc | 1 | $646K | $646K |
| 11 | Celtic Bank Corporation | 1 | $647K | $647K |
| 11 | Colony Bank | 1 | $406K | $406K |
| 11 | Commercial Bank | 1 | $300K | $300K |
| 11 | Community Choice CU | 1 | $200K | $200K |
| 11 | East West Bank | 1 | $363K | $363K |
| 11 | First Bank | 1 | $1.4M | $1.4M |
| 11 | First Horizon Bank | 1 | $417K | $417K |
| 11 | First Merchants Bank | 1 | $486K | $486K |
| 11 | Fund-Ex Solutions Group, LLC | 1 | $349K | $349K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Charleys Philly Steaks loan in this period, ranked by loan count.
Charleys Philly Steaks SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 17 | $7.5M | $443K |
| FL | 17 | $7.5M | $440K |
| OH | 3 | $2.1M | $703K |
| MD | 4 | $2.1M | $518K |
| GA | 3 | $2.0M | $669K |
| PA | 4 | $1.5M | $382K |
| CO | 3 | $1.2M | $404K |
| VA | 2 | $849K | $425K |
| IL | 2 | $800K | $400K |
| CA | 2 | $744K | $372K |
| MI | 2 | $740K | $370K |
| NJ | 1 | $647K | $647K |
| NY | 2 | $550K | $275K |
| WA | 1 | $441K | $441K |
| KY | 1 | $403K | $403K |
Charleys Philly Steaks SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Charleys Philly Steaks franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Charleys Philly Steaks deal to a lender currently funding this brand.
Financing a Charleys Philly Steaks franchise?
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