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FranchisesCaptain D's
SBA Franchise IDS0344✓ SBA-eligible franchise· listed since 2017

SBA Loans for Captain D's Franchises

Who actually funds Captain D's SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

9
SBA 7(a) loans
$8.9M
Total approved
$984K
Avg loan size
9
Lenders

Top lenders funding Captain D's SBA loans

Ranked by number of Captain D's 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Bank OZK1$1.2M$1.2M
1Byline Bank1$1.1M$1.1M
1Commonwealth Business Bank1$600K$600K
1First United Bank and Trust Company1$1.7M$1.7M
1Harvest Small Business Finance, LLC1$999K$999K
1Merchants Bank of Indiana1$1.3M$1.3M
1Pinnacle Bank1$968K$968K
1United Community Bank1$500K$500K
1VelocitySBA, LLC1$504K$504K

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Captain D's loan in this period, ranked by loan count.

Captain D's SBA loans by state

StateLoansTotal VolumeAvg Loan
TX4$5.0M$1.2M
IL1$1.3M$1.3M
GA2$1.1M$552K
FL1$968K$968K
TN1$500K$500K

Captain D's SBA loans by year

FY2021
2
$2.5M
FY2022
1
$1.7M
FY2024
2
$1.6M
FY2025
2
$2.0M
FY2026
2
$1.0M
SBA lender notes for Captain D'sfrom the SBA Franchise Directory

Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.

How to use this

The lenders above have actually closed SBA 7(a) loans for Captain D's franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Captain D's deal to a lender currently funding this brand.

Financing a Captain D's franchise?

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