SBA Loans for Captain D's Franchises
Who actually funds Captain D's SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Captain D's SBA loans
Ranked by number of Captain D's 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Bank OZK | 1 | $1.2M | $1.2M |
| 1 | Byline Bank | 1 | $1.1M | $1.1M |
| 1 | Commonwealth Business Bank | 1 | $600K | $600K |
| 1 | First United Bank and Trust Company | 1 | $1.7M | $1.7M |
| 1 | Harvest Small Business Finance, LLC | 1 | $999K | $999K |
| 1 | Merchants Bank of Indiana | 1 | $1.3M | $1.3M |
| 1 | Pinnacle Bank | 1 | $968K | $968K |
| 1 | United Community Bank | 1 | $500K | $500K |
| 1 | VelocitySBA, LLC | 1 | $504K | $504K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Captain D's loan in this period, ranked by loan count.
Captain D's SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 4 | $5.0M | $1.2M |
| IL | 1 | $1.3M | $1.3M |
| GA | 2 | $1.1M | $552K |
| FL | 1 | $968K | $968K |
| TN | 1 | $500K | $500K |
Captain D's SBA loans by year
How Captain D's SBA loans have performed
Outcomes for every funded Captain D's 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Captain D'sfrom the SBA Franchise Directory
Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Captain D's franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Captain D's deal to a lender currently funding this brand.
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