SBA Loans for Burger King Franchises
Who actually funds Burger King SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Burger King SBA loans
Ranked by number of Burger King 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Northeast Bank | 22 | $550K | $25K |
| 2 | Live Oak Banking Company | 5 | $9.1M | $1.8M |
| 2 | Village Bank and Trust, National Association | 5 | $3.7M | $748K |
| 4 | Metro City Bank | 3 | $5.4M | $1.8M |
| 4 | Byline Bank | 3 | $3.8M | $1.3M |
| 4 | SouthState Bank, National Association | 3 | $3.3M | $1.1M |
| 4 | Gulf Coast Bank and Trust Company | 3 | $5.7M | $1.9M |
| 8 | Eclipse Bank Inc | 2 | $2.7M | $1.3M |
| 9 | Washington Trust Bank | 1 | $1.7M | $1.7M |
| 9 | First Merchants Bank | 1 | $5.0M | $5.0M |
| 9 | Newtek Bank, National Association | 1 | $500K | $500K |
| 9 | Open Bank | 1 | $2.0M | $2.0M |
| 9 | US Metro Bank | 1 | $1.3M | $1.3M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Burger King loan in this period, ranked by loan count.
Burger King SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 5 | $6.8M | $1.4M |
| CA | 3 | $6.7M | $2.2M |
| NJ | 23 | $5.5M | $241K |
| AL | 1 | $5.0M | $5.0M |
| WY | 2 | $4.7M | $2.4M |
| IL | 5 | $3.7M | $748K |
| FL | 3 | $3.3M | $1.1M |
| NY | 3 | $3.1M | $1.0M |
| OH | 2 | $2.7M | $1.3M |
| OR | 1 | $1.7M | $1.7M |
| PA | 2 | $770K | $385K |
| MD | 1 | $750K | $750K |
Burger King SBA loans by year
How Burger King SBA loans have performed
Outcomes for every funded Burger King 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Burger King franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Burger King deal to a lender currently funding this brand.
Financing a Burger King franchise?
We know which lenders are actively funding Burger King deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).