SBA Loans for Budgetel Franchises
Who actually funds Budgetel SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2024.
Top lenders funding Budgetel SBA loans
Ranked by number of Budgetel 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Embassy National Bank | 1 | $2.5M | $2.5M |
| 1 | First National Community Bank | 1 | $4.3M | $4.3M |
| 1 | GBank | 1 | $2.7M | $2.7M |
| 1 | Hanover Community Bank | 1 | $2.1M | $2.1M |
| 1 | Landmark National Bank | 1 | $478K | $478K |
| 1 | Wallis Bank | 1 | $2.0M | $2.0M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2024. Shows lenders with at least one approved Budgetel loan in this period, ranked by loan count.
Budgetel SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| GA | 2 | $6.9M | $3.4M |
| AL | 2 | $4.8M | $2.4M |
| TX | 1 | $2.0M | $2.0M |
| KS | 1 | $478K | $478K |
Budgetel SBA loans by year
How Budgetel SBA loans have performed
Outcomes for every funded Budgetel 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Budgetel franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Budgetel deal to a lender currently funding this brand.
Financing a Budgetel franchise?
We know which lenders are actively funding Budgetel deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).