SBA Loans for Bread and Vine Franchises
Who actually funds Bread and Vine SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2025 to 2026.
Top lenders funding Bread and Vine SBA loans
Ranked by number of Bread and Vine 7(a) loans approved since 2025.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Byline Bank | 1 | $1.2M | $1.2M |
| 1 | Quaint Oak Bank | 1 | $625K | $625K |
Source: SBA FOIA 7(a) loan-level data, 2025 to 2026. Shows lenders with at least one approved Bread and Vine loan in this period, ranked by loan count.
Bread and Vine SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| WI | 1 | $1.2M | $1.2M |
| FL | 1 | $625K | $625K |
Bread and Vine SBA loans by year
How Bread and Vine SBA loans have performed
Outcomes for every funded Bread and Vine 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Bread and Vinefrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Rider may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Bread and Vine franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Bread and Vine deal to a lender currently funding this brand.
Financing a Bread and Vine franchise?
We know which lenders are actively funding Bread and Vine deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).