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Franchises›Black Bear Diner
SBA Franchise IDS0222✓ SBA-eligible franchise· listed since 2017

SBA Loans for Black Bear Diner Franchises

Who actually funds Black Bear Diner SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2024.

3
SBA 7(a) loans
$3.0M
Total approved
$1.0M
Avg loan size
2
Lenders

Top lenders funding Black Bear Diner SBA loans

Ranked by number of Black Bear Diner 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Heritage Bank2$1.7M$860K
2Ventura County CU1$1.3M$1.3M

Source: SBA FOIA 7(a) loan-level data, 2021 to 2024. Shows lenders with at least one approved Black Bear Diner loan in this period, ranked by loan count.

Black Bear Diner SBA loans by state

StateLoansTotal VolumeAvg Loan
CA1$1.3M$1.3M
WA1$1.0M$1.0M
OR1$719K$719K

Black Bear Diner SBA loans by year

FY2021
1
$1.3M
FY2024
2
$1.7M

How Black Bear Diner SBA loans have performed

Outcomes for every funded Black Bear Diner 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 7
0.0% · SBA paid out on the guaranty
Charged off
0 of 7
0.0% · Written off (part of defaulted)
Paid in full
4 of 7
57.1% · Loan fully repaid
Still active
3 of 7
42.9% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Black Bear Diner franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Black Bear Diner deal to a lender currently funding this brand.

Financing a Black Bear Diner franchise?

We know which lenders are actively funding Black Bear Diner deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).