SBA Loans for Bio-One Franchises
Who actually funds Bio-One SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Bio-One SBA loans
Ranked by number of Bio-One 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 32 | $5.0M | $156K |
| 2 | KeyBank National Association | 2 | $425K | $213K |
| 2 | Newtek Bank, National Association | 2 | $220K | $110K |
| 2 | Readycap Lending, LLC | 2 | $383K | $191K |
| 2 | UMB Bank, National Association | 2 | $350K | $175K |
| 6 | First Commonwealth Bank | 1 | $197K | $197K |
| 6 | Manufacturers and Traders Trust Company | 1 | $75K | $75K |
| 6 | First Business Bank | 1 | $188K | $188K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Bio-One loan in this period, ranked by loan count.
Bio-One SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 9 | $1.4M | $156K |
| GA | 3 | $600K | $200K |
| AZ | 3 | $600K | $200K |
| TX | 3 | $550K | $183K |
| MD | 4 | $500K | $125K |
| PA | 3 | $497K | $166K |
| KS | 2 | $350K | $175K |
| NC | 2 | $300K | $150K |
| MA | 2 | $300K | $150K |
| NJ | 1 | $224K | $224K |
| WA | 1 | $159K | $159K |
| WI | 1 | $150K | $150K |
| KY | 1 | $150K | $150K |
| NV | 1 | $150K | $150K |
| OR | 1 | $150K | $150K |
| SC | 1 | $150K | $150K |
| CO | 1 | $150K | $150K |
| FL | 1 | $150K | $150K |
Bio-One SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Bio-One franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Bio-One deal to a lender currently funding this brand.
Financing a Bio-One franchise?
We know which lenders are actively funding Bio-One deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).