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FranchisesBig O Tires - Business Format Franchise / Product Distribution Franchise
SBA Franchise IDS0216✓ SBA-eligible franchise· listed since 2017

SBA Loans for Big O Tires - Business Format Franchise / Product Distribution Franchise Franchises

Who actually funds Big O Tires - Business Format Franchise / Product Distribution Franchise SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

52
SBA 7(a) loans
$54.3M
Total approved
$1.0M
Avg loan size
22
Lenders

Top lenders funding Big O Tires - Business Format Franchise / Product Distribution Franchise SBA loans

Ranked by number of Big O Tires - Business Format Franchise / Product Distribution Franchise 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Live Oak Banking Company20$25.5M$1.3M
2United Business Bank3$5.1M$1.7M
2Wells Fargo Bank National Association3$1.3M$443K
2Five Star Bank3$2.5M$848K
5Exchange Bank2$1.1M$545K
5Bank of Utah2$2.1M$1.1M
5The Huntington National Bank2$660K$330K
5Citizens Bank2$5.3M$2.6M
5PBandT Bank2$3.4M$1.7M
10Town and Country CU1$225K$225K
10UMB Bank, National Association1$658K$658K
10U.S. Bank, National Association1$100K$100K
10Banc of California1$467K$467K
10Zions Bank, A Division of1$819K$819K
10Celtic Bank Corporation1$150K$150K
10City National Bank1$705K$705K
10Community Banks of Colorado, A Division of NBH Bank1$508K$508K
10Evolve Bank and Trust1$333K$333K
10Midwest Regional Bank1$981K$981K
10Readycap Lending, LLC1$1.0M$1.0M
10Stock Yards Bank & Trust Company1$100K$100K
10The New Washington State Bank1$1.2M$1.2M

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Big O Tires - Business Format Franchise / Product Distribution Franchise loan in this period, ranked by loan count.

Big O Tires - Business Format Franchise / Product Distribution Franchise SBA loans by state

StateLoansTotal VolumeAvg Loan
CA17$10.3M$607K
CO7$9.1M$1.3M
IN4$6.5M$1.6M
NV3$6.0M$2.0M
UT5$4.6M$917K
NM2$4.2M$2.1M
AZ5$2.9M$576K
WA2$2.8M$1.4M
IL1$2.6M$2.6M
ID3$2.4M$816K
KY1$2.1M$2.1M
TX1$467K$467K
ND1$225K$225K

Big O Tires - Business Format Franchise / Product Distribution Franchise SBA loans by year

FY2021
20
$22.3M
FY2022
12
$12.6M
FY2023
7
$4.4M
FY2024
1
$540K
FY2025
8
$9.3M
FY2026
4
$5.1M
SBA lender notes for Big O Tires - Business Format Franchise / Product Distribution Franchisefrom the SBA Franchise Directory

1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Rider and Modification may not be executed. The Option and Shop Lease Agreement may not be exeucted for SBA Loans.

How to use this

The lenders above have actually closed SBA 7(a) loans for Big O Tires - Business Format Franchise / Product Distribution Franchise franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Big O Tires - Business Format Franchise / Product Distribution Franchise deal to a lender currently funding this brand.

Financing a Big O Tires - Business Format Franchise / Product Distribution Franchise franchise?

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