SBA Loans for Big Apple Bagels Franchises
Who actually funds Big Apple Bagels SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding Big Apple Bagels SBA loans
Ranked by number of Big Apple Bagels 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Nicolet National Bank | 2 | $232K | $116K |
| 2 | National Bank of Commerce | 1 | $120K | $120K |
| 2 | Ultima Bank Minnesota | 1 | $100K | $100K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Big Apple Bagels loan in this period, ranked by loan count.
Big Apple Bagels SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| WI | 2 | $232K | $116K |
| MN | 2 | $220K | $110K |
Big Apple Bagels SBA loans by year
How Big Apple Bagels SBA loans have performed
Outcomes for every funded Big Apple Bagels 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Big Apple Bagels franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Big Apple Bagels deal to a lender currently funding this brand.
Financing a Big Apple Bagels franchise?
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