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Franchises›Aqua-Tots Swim Schools
SBA Franchise IDS0128✓ SBA-eligible franchise· listed since 2017

SBA Loans for Aqua-Tots Swim Schools Franchises

Who actually funds Aqua-Tots Swim Schools SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

20
SBA 7(a) loans
$29.7M
Total approved
$1.5M
Avg loan size
10
Lenders

Top lenders funding Aqua-Tots Swim Schools SBA loans

Ranked by number of Aqua-Tots Swim Schools 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1United Community Bank4$8.1M$2.0M
2Meridian Bank3$3.9M$1.3M
2Live Oak Banking Company3$6.2M$2.1M
4Provident Bank2$2.7M$1.3M
4Customers Bank2$2.3M$1.2M
4The Huntington National Bank2$1.7M$852K
7Encore Bank1$460K$460K
7SouthPoint Bank1$1.4M$1.4M
7Manufacturers and Traders Trust Company1$1.5M$1.5M
7Beacon Bank and Trust1$1.3M$1.3M

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Aqua-Tots Swim Schools loan in this period, ranked by loan count.

Aqua-Tots Swim Schools SBA loans by state

StateLoansTotal VolumeAvg Loan
NC2$5.4M$2.7M
TX2$3.4M$1.7M
OH2$3.2M$1.6M
WA1$2.9M$2.9M
PA2$2.7M$1.3M
CA2$2.3M$1.2M
NJ2$1.9M$971K
VA1$1.7M$1.7M
NY1$1.5M$1.5M
AL1$1.4M$1.4M
MA1$1.3M$1.3M
GA1$1.1M$1.1M
MI2$810K$405K

Aqua-Tots Swim Schools SBA loans by year

FY2021
6
$9.1M
FY2022
3
$4.1M
FY2023
5
$6.1M
FY2024
2
$4.5M
FY2025
2
$3.1M
FY2026
2
$2.7M

How Aqua-Tots Swim Schools SBA loans have performed

Outcomes for every funded Aqua-Tots Swim Schools 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 30
0.0% · SBA paid out on the guaranty
Charged off
0 of 30
0.0% · Written off (part of defaulted)
Paid in full
11 of 30
36.7% · Loan fully repaid
Still active
19 of 30
63.3% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Aqua-Tots Swim Schoolsfrom the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Assignment Agreement may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for Aqua-Tots Swim Schools franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Aqua-Tots Swim Schools deal to a lender currently funding this brand.

Financing a Aqua-Tots Swim Schools franchise?

We know which lenders are actively funding Aqua-Tots Swim Schools deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).