SBA Loans for Any LabTest Now Franchises
Who actually funds Any LabTest Now SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Any LabTest Now SBA loans
Ranked by number of Any LabTest Now 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 8 | $1.5M | $189K |
| 2 | Five Star Bank | 2 | $422K | $211K |
| 2 | St. Louis Bank | 2 | $682K | $341K |
| 2 | United Community Bank | 2 | $850K | $425K |
| 2 | First Bank of the Lake | 2 | $542K | $271K |
| 6 | Readycap Lending, LLC | 1 | $250K | $250K |
| 6 | United Midwest Savings Bank National Association | 1 | $326K | $326K |
| 6 | First Citizens Bank | 1 | $110K | $110K |
| 6 | Lake Country Community Bank | 1 | $185K | $185K |
| 6 | Pathward National Association | 1 | $1.4M | $1.4M |
| 6 | Peoples Bank | 1 | $154K | $154K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Any LabTest Now loan in this period, ranked by loan count.
Any LabTest Now SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 1 | $1.4M | $1.4M |
| TN | 5 | $1.4M | $281K |
| NC | 2 | $850K | $425K |
| OH | 4 | $705K | $176K |
| AZ | 2 | $682K | $341K |
| VA | 1 | $250K | $250K |
| SC | 1 | $230K | $230K |
| PA | 2 | $216K | $108K |
| NV | 1 | $210K | $210K |
| FL | 1 | $192K | $192K |
| MN | 1 | $185K | $185K |
| IA | 1 | $110K | $110K |
Any LabTest Now SBA loans by year
How Any LabTest Now SBA loans have performed
Outcomes for every funded Any LabTest Now 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Any LabTest Now franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Any LabTest Now deal to a lender currently funding this brand.
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