SBA Loans for American Deli Franchises
Who actually funds American Deli SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding American Deli SBA loans
Ranked by number of American Deli 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Metro City Bank | 10 | $5.6M | $557K |
| 2 | Bank of Hope | 7 | $4.0M | $573K |
| 3 | PCB Bank | 4 | $1.8M | $455K |
| 4 | Hanmi Bank | 3 | $2.3M | $750K |
| 5 | Loyal Trust Bank | 2 | $395K | $198K |
| 5 | Golden Bank National Association | 2 | $1.2M | $585K |
| 7 | Commonwealth Business Bank | 1 | $510K | $510K |
| 7 | PromiseOne Bank | 1 | $2.2M | $2.2M |
| 7 | Readycap Lending, LLC | 1 | $515K | $515K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved American Deli loan in this period, ranked by loan count.
American Deli SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| GA | 17 | $8.4M | $496K |
| TN | 6 | $5.4M | $898K |
| TX | 1 | $1.2M | $1.2M |
| CA | 2 | $1.2M | $585K |
| AR | 1 | $1.1M | $1.1M |
| AL | 3 | $878K | $293K |
| NC | 1 | $315K | $315K |
American Deli SBA loans by year
How American Deli SBA loans have performed
Outcomes for every funded American Deli 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for American Delifrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum and Collateral Assignment of Lease may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for American Deli franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your American Deli deal to a lender currently funding this brand.
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