sbaloanshq
SBA Franchise IDS3656

SBA Loans for AKT Franchises

Who actually funds AKT SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2023.

4
SBA 7(a) loans
$2.0M
Total approved
$499K
Avg loan size
3
Lenders

Top lenders funding AKT SBA loans

Ranked by number of AKT 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank2$657K$328K
2Beacon Bank and Trust1$488K$488K
2Five Star Bank1$850K$850K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2023. Shows lenders with at least one approved AKT loan in this period, ranked by loan count.

AKT SBA loans by state

StateLoansTotal VolumeAvg Loan
NY1$850K$850K
IL2$657K$328K
NJ1$488K$488K

AKT SBA loans by year

FY2021
3
$1.1M
FY2023
1
$850K

How AKT SBA loans have performed

Outcomes for every funded AKT 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
2 of 11
18.2% · SBA paid out on the guaranty
Charged off
2 of 11
18.2% · Written off (part of defaulted)
Paid in full
3 of 11
27.3% · Loan fully repaid
Still active
6 of 11
54.5% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for AKT franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your AKT deal to a lender currently funding this brand.

Financing a AKT franchise?

We know which lenders are actively funding AKT deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).