SBA Loans for 2nd Family Franchises
Who actually funds 2nd Family SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2025–2026.
Top lenders funding 2nd Family SBA loans
Ranked by number of 2nd Family 7(a) loans approved since 2025.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | ACC Capital | 2 | $440K | $220K |
| 2 | First Bank of the Lake | 1 | $200K | $200K |
| 2 | Grow America Fund, Incorporated | 1 | $141K | $141K |
Source: SBA FOIA 7(a) loan-level data, 2025–2026. Shows lenders with at least one approved 2nd Family loan in this period, ranked by loan count.
2nd Family SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 2 | $440K | $220K |
| SC | 1 | $200K | $200K |
| IL | 1 | $141K | $141K |
2nd Family SBA loans by year
SBA lender notes for 2nd Familyfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Conditional Assignment of Lease and Consent and Agreement of Landlord may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for 2nd Family franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your 2nd Family deal to a lender currently funding this brand.
Financing a 2nd Family franchise?
We know which lenders are actively funding 2nd Family deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).