SBA Loans for 16 Handles Franchises
Who actually funds 16 Handles SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022–2025.
Top lenders funding 16 Handles SBA loans
Ranked by number of 16 Handles 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 2 | $433K | $217K |
| 2 | Bank Five Nine | 1 | $445K | $445K |
| 2 | BayFirst National Bank | 1 | $3.7M | $3.7M |
| 2 | Manufacturers and Traders Trust Company | 1 | $400K | $400K |
| 2 | Milestone Bank | 1 | $257K | $257K |
Source: SBA FOIA 7(a) loan-level data, 2022–2025. Shows lenders with at least one approved 16 Handles loan in this period, ranked by loan count.
16 Handles SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NY | 2 | $4.1M | $2.0M |
| SC | 1 | $445K | $445K |
| TX | 2 | $433K | $217K |
| FL | 1 | $257K | $257K |
16 Handles SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for 16 Handles franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your 16 Handles deal to a lender currently funding this brand.
Financing a 16 Handles franchise?
We know which lenders are actively funding 16 Handles deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).