sbaloanshq
Franchises›ShelfGenie
SBA Franchise IDS1562✓ SBA-eligible franchise· listed since 2017

SBA Loans for ShelfGenie Franchises

Who actually funds ShelfGenie SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

11
SBA 7(a) loans
$7.0M
Total approved
$639K
Avg loan size
5
Lenders

Top lenders funding ShelfGenie SBA loans

Ranked by number of ShelfGenie 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1United Midwest Savings Bank National Association6$1.0M$167K
2Byline Bank2$3.8M$1.9M
3Ameris Bank1$462K$462K
3Eastern Bank1$676K$676K
3Regions Bank1$1.1M$1.1M

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved ShelfGenie loan in this period, ranked by loan count.

ShelfGenie SBA loans by state

StateLoansTotal VolumeAvg Loan
WA2$3.8M$1.9M
NC2$1.2M$615K
MA1$676K$676K
SC1$462K$462K
FL1$250K$250K
KY1$150K$150K
CO1$150K$150K
IN1$150K$150K
UT1$150K$150K

ShelfGenie SBA loans by year

FY2021
3
$450K
FY2022
1
$462K
FY2023
1
$1.1M
FY2024
4
$4.6M
FY2025
1
$150K
FY2026
1
$250K

How ShelfGenie SBA loans have performed

Outcomes for every funded ShelfGenie 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
2 of 20
10.0% · SBA paid out on the guaranty
Charged off
2 of 20
10.0% · Written off (part of defaulted)
Paid in full
5 of 20
25.0% · Loan fully repaid
Still active
13 of 20
65.0% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for ShelfGenie franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your ShelfGenie deal to a lender currently funding this brand.

Financing a ShelfGenie franchise?

We know which lenders are actively funding ShelfGenie deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).